The most dangerous part of a precast product's life is the trip from the yard to the set. Boom trucks, permitted loads, rigging and crews at height — this is where the program earns its keep.
The exposures below are the ones that actually generate claims in this segment. Each one maps to a specific coverage on the program — that mapping is the underwriting.
Driving is auto and lifting is something else — the boom is the seam where claims land wherever coverage wasn't placed on purpose.Responds: Commercial auto, GL & riggers' liability
A dropped pick damages the product, the structure and whatever was under the hook, all in one motion.Responds: Riggers' liability & inland marine
Permits, escorts, route surveys and bridge laws govern the haul; severity rides along with every long member.Responds: Auto liability & umbrella
On most contracts the product remains yours until it's set and accepted — in transit, in the air and on the pins.Responds: Installation floater / motor truck cargo
Erection crews work at height around suspended loads — one of the most demanding workers' comp classes on any precast program.Responds: Workers' compensation & safety program
Most producers cast more than one product line and run their own delivery. The program underwrites the whole operation together — see the other segments below or start from the program overview.
For anything specific to your operation, call 978-897-7773 and ask about the Precast Concrete Manufacturers Insurance Program.
Tell us what you cast, how you deliver it, and where it goes. We'll take it from there.