Beams, columns, double tees and hollowcore carry buildings — and carry your liability for decades after the pour. The exposures below are where structural producers actually see claims, and what responds to each.
The exposures below are the ones that actually generate claims in this segment. Each one maps to a specific coverage on the program — that mapping is the underwriting.
A member or connection problem discovered years after erection triggers claims on every project it shipped to. In structural precast, the completed-ops tail is the exposure that dwarfs everything else.Responds: GL products–completed operations & umbrella
Design-assist work and delegated connection design create professional liability that a general liability policy was never meant to answer.Responds: Professional liability (E&O)
Tilting, moving and loading multi-ton members under overhead cranes concentrates injury severity in the yard.Responds: Workers' compensation & property
On many contracts a member is yours until it's set and accepted — and a dropped tee damages far more than the tee.Responds: Inland marine (installation floater) & GL
Long members on the highway mean permits, escorts, route surveys and real severity when something goes wrong.Responds: Commercial auto & umbrella
Most producers cast more than one product line and run their own delivery. The program underwrites the whole operation together — see the other segments below or start from the program overview.
For anything specific to your operation, call 978-897-7773 and ask about the Precast Concrete Manufacturers Insurance Program.
Tell us what you cast, how you deliver it, and where it goes. We'll take it from there.