The Getchell Companies
Precast Concrete Manufacturers Insurance Program / Coverage / Trucking & fleet
Precast trucking insurance · New England

Trucking & fleet coverage for precast manufacturers.

Precast trucking is heavy, permitted and jobsite-bound — a different risk than general freight, and priced like it. The auto program has to handle the highway, the boom, and the last hundred feet of rutted site access all at once.

Email the program desk Call 978-897-7773
Exposure matrix

What goes wrong, and what responds.

The exposures below are the ones this coverage exists to answer — across every product line and plant on the program.

Ref
Exposure
What happens & what responds
WEIGHT

Heavy & permitted loads

Precast rides at or near legal limits, and over them with permits. Weight turns ordinary accidents into severe ones and puts routes, bridges and escorts into the underwriting.Responds: Auto liability & umbrella

BOOM

Boom trucks

Driving is auto; lifting is GL or riggers' coverage depending on the forms. The boom is where precast fleets most often discover a gap — at claim time.Responds: Auto, GL & riggers' liability, aligned

LOAD

Load securement & shift

Concrete doesn't forgive a shifted load: dunnage failures and securement problems damage product, trailers and whatever is beside the truck.Responds: Auto liability & motor truck cargo

SITE

Jobsite access

Backing on active sites, soft ground, spotters and overhead hazards make the last hundred feet the claim-densest part of every delivery.Responds: Auto & general liability

DRIVER

Drivers

CDL drivers who can also work a boom are scarce, and turnover shows up directly in accident frequency and comp experience — which makes driver programs an underwriting asset.Responds: Safety program & workers' comp

One program, whole operation

Coverage lines don't work alone.

This line is one piece of a coordinated program — the seams between coverages are where uninsured claims live. See how it fits together on the program overview, or find your product segment in the footer below.

Precast trucking insurance FAQ

Common questions, straight answers.

For anything specific to your operation, call 978-897-7773 and ask about the Precast Concrete Manufacturers Insurance Program.

Is our product covered by the auto policy while it's on the truck?
No — auto liability covers what the truck does to others, and physical damage covers the truck itself. The product on the deck needs motor truck cargo or an inland marine floater, ideally written to follow the product from load-out through acceptance. It's a standard piece of the program, but only if someone puts it there.
Do our trucks need federal or state filings?
If you cross state lines — routine in New England — interstate authority and its insurance filings likely apply, and permitted overweight loads add state-level requirements. Which filings you need depends on your authority and radius; confirming them is one of the first things we check so a paperwork gap never parks a truck.
How do oversize permits affect our insurance?
Permits themselves are a compliance matter, but they signal the exposure underwriters price: escorted loads, route surveys and high-severity potential. Documented permit compliance and routing discipline are exactly the kind of evidence that gets a heavy fleet better terms.
Ask about the program

Talk to someone who knows what a double tee is.

Tell us what you cast, how you deliver it, and where it goes. We'll take it from there.

Email precast@getchellcompanies.com Call 978-897-7773
Ask for the Precast Concrete Manufacturers Insurance Program · getchellcompanies.com