Manholes, catch basins, vaults and box culverts go into public infrastructure, get delivered to open trenches, and get judged against DOT specs. That combination has its own risk profile — here's how the program answers it.
The exposures below are the ones that actually generate claims in this segment. Each one maps to a specific coverage on the program — that mapping is the underwriting.
Rejected or failed structures on public jobs bring back-charges, delay claims and completed-operations suits with a government entity on the other side.Responds: GL products–completed operations
Setting structures at open excavations puts your driver and boom at the most dangerous spot on the jobsite, with trench-collapse severity in play.Responds: Commercial auto, GL & workers' comp
Barrel sections, bases and lids shift, roll and crush during yard handling and load-out — a classic severity exposure for plant crews.Responds: Workers' compensation
Steel forms for standard structures are your production capacity; a damaged form doesn't just cost its price, it stops the line.Responds: Property & business income
High-pH concrete washout and yard stormwater are pollution exposures regulators watch closely at every precast yard.Responds: Site pollution liability
Most producers cast more than one product line and run their own delivery. The program underwrites the whole operation together — see the other segments below or start from the program overview.
For anything specific to your operation, call 978-897-7773 and ask about the Precast Concrete Manufacturers Insurance Program.
Tell us what you cast, how you deliver it, and where it goes. We'll take it from there.